Effective Date: 11/18/2025
Website: www.kingwoodmortgageguys.com
Owner: Mike Durr — Kingwood Mortgage Guy at Edge Home Finance
NMLS #318989

Thank you for visiting Kingwood Mortgage Guys. By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by the following Terms of Service. If you do not agree, you must discontinue use of this site immediately.

1. Use of This Website

This website is provided for general information about home loans, mortgage services, and related education. Nothing on this site constitutes a commitment to lend, an offer of credit, or financial advice. All loan programs, requirements, rates, and eligibility criteria are subject to change without notice.

You agree to use this site for lawful purposes only and not for any activity that could harm, disable, or impair the website or its functionality.

2. No Guarantee of Loan Approval

Submitting information on this site — including through contact forms, pre-approval forms, or application links — does not guarantee loan approval or any specific loan terms. All mortgage applications are subject to:

credit review

income verification

underwriting requirements

program eligibility

federal, state, and lender regulations

Final approval is not granted until all required documentation is received, verified, and reviewed by underwriting.

3. Accuracy of Information

While we strive to keep all information on this site accurate and current, mortgage guidelines and program rules change frequently. We do not guarantee that all content is error-free, complete, or up to date.

Before making financial decisions, you should verify information directly with a licensed mortgage professional.

4. Privacy & Data Security

Any personal information you submit — such as name, phone number, email, or loan details — is handled in accordance with our Privacy Policy.
We do not sell your information to third parties.

Electronic communications (forms, emails, SMS, etc.) may not always be secure. By submitting information, you acknowledge that you are doing so voluntarily.

5. Third-Party Links

This website may contain links to third-party websites such as online applications, credit services, real estate sites, or mortgage tools.
We are not responsible for:

the content

security

accuracy

privacy practices

of any third-party site.

Use third-party links at your own discretion.

6. Intellectual Property

All content, branding, videos, text, graphics, and logos on this site are the property of Mike Durr, Kingwood Mortgage Guy, unless otherwise noted. You may not:

copy

reproduce

distribute

republish

any content without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from:

use of this website

reliance on website content

issues with site functionality

delays or errors in information

interactions with third-party sites

Use this site at your own risk.

8. No Legal, Tax, or Financial Advice

Information on this website is for educational purposes only.
Nothing on this site should be interpreted as:

tax advice

legal advice

financial planning

investment guidance

Consult a qualified professional before making financial decisions.

9. Changes to These Terms

We may update these Terms of Service at any time without notice.
Your continued use of the site constitutes acceptance of any revised terms.

10. Contact Information

For questions about these Terms of Service, email:

📧 mike@mortgageguys.pro
📞 713-859-9994